01 · Advisor
See the whole book.
- Assets and plans under advisement
- Plans in conversion and pipeline
- Service tasks and documents awaiting validation
- Linked participants
- A risk-ranked daily queue
- Access to Navigate home-office support
A Navigate 401K product · For affiliated advisors
Run the plan.
Grow the relationship.
(k)artographer connects your book of business, sponsor experience, participant engagement, and pathways to wealth advice—on one platform built specifically for retirement-plan advisors.
The problem
Your practice is connected.
Your technology isn’t.
The plan record lives in one system. Sponsor requests live in email. Participant data lives somewhere else. Wealth opportunities often appear only after the moment has passed. (k)artographer brings those relationships into one operating view.
Plan record
Sponsor requests
Participant data
Fiduciary documents
Wealth conversations
Book of business
Sponsor experience
Participant engagement
Pathways to advice
The connected workflow
One plan. Three experiences. One relationship.
02 · Plan sponsor
Make the work clear.
- Plan health
- Open actions
- Document review and signatures
- Fiduciary file organized by topic
- Team responsibilities
- Direct access to the advisor
03 · Participant
Keep guidance within reach.
- A consolidated financial picture
- Accounts, debt, investments, retirement, insurance and goals
- Clear next actions
- Investment-policy updates
- Direct access to a real advisor
- A path to TrailGuide or a wealth partner when appropriate
What changes in one relationship becomes visible in the others—so the right person can act at the right time.
Advisor command center
Know what needs you—not just what happened.
The advisor home ranks the work that needs judgment, so the day starts with the plans and people that need a person.
A typical day
- Start with the ranked queue
What requires human attention today, in order.
- Scan the book
Plan conversions, service risks and prospect activity.
- Open the plan record
The plan, its documents and its people in one place.
- Coordinate with the home office
Navigate support works from the same record.
- Notice participant signals
Moments that may warrant guidance.
- Start the next conversation
Draft or initiate the next communication.
Inside the plan record
The plan record does the groundwork.
Summary, people, deadlines, correspondence and prospecting, all working from the same plan data.
AI plan overview
A high-level summary at the top of every plan record, so anyone opening the plan sees where it stands before reading the detail.
Contact tree
The people behind the plan at the sponsor and at each vendor, from the recordkeeper to the TPA. Know who handles what and reach the right person the first time.
Service calendar
Each plan’s dates and deadlines in one calendar, from fee disclosures and audits to filings and committee reviews. The advisor sees what is coming for every sponsor and can keep them ahead of it.
Plan-aware email
Compose servicing requests with the plan’s own context already in them: the plan details, the right vendor contact and the open item. Review and edit before it goes.
Business development
Prospecting is built in. A territory feed surfaces plans worth pursuing, RFPs to recordkeepers are drafted in the platform, and a won plan keeps the same record.
How AI is used
Drafts, not decisions.
Sourced from the plan’s own record
Summaries and drafts are built from the plan document, filings and service history already in (k)artographer.
Reviewed before anything leaves
The advisor edits and approves every summary, email and RFP. Nothing is sent on its own.
Traceable
Each draft keeps the plan data it drew from, so the advisor can show where a statement came from.
Sponsor experience
Give sponsors clarity before they have to ask.
A sponsor who experiences clarity, responsiveness, and control is more likely to see the advisor as a strategic partner—not another plan vendor.
- Plan health is visible immediately.
- Required action is unmistakable.
- Documents can be reviewed before signing.
- Signer status is visible.
- Responsibilities are organized by topic.
- The advisor remains accessible.
The one-signature loop
- Sponsor raises it
A request or a required action appears in the portal, with the plan context already attached.
- Advisor drafts it
The document, amendment or vendor request is prepared from the plan record and reviewed by the advisor.
- Sponsor signs once
One review, one signature. Signer status is visible to both sides while it is open.
- Everything updates
The plan record, service calendar and fiduciary file reflect the change without re-entry.
Participant to advice
A workplace plan can be the beginning of the relationship.
Most participants do not begin by asking for comprehensive wealth management. They begin with a question. (k)artographer helps affiliated advisors recognize those moments and connect people with the right level of guidance.
- Workplace planWhere the relationship starts.
- Participant engagementOngoing contact through the plan.
- A need or life moment becomes visibleA question, a change, a milestone.
- Guidance conversationAn affiliated advisor talks it through.
- TrailGuide or wealth partner, when appropriateThe right level of guidance for the person.
Where conversations begin
Changing jobsApproaching retirementConsolidating old accountsQuestions about outside investmentsBuilding emergency savingsCoordinating household financesGrowing beyond foundational planning needs
TrailGuide
Foundational, tech-forward financial guidance for people who may fall below traditional wealth-management minimums.
Wealth partner
A path to more comprehensive planning when needs and circumstances call for it.
See it with your own book.
A working session walks through your plans, your sponsors and where affiliation fits.
Advisor outcomes
Built to improve the practice—not just the interface.
See the whole book
Replace scattered reporting with a connected view of plans, tasks, conversions, and relationships.
Serve sponsors more clearly
Give each sponsor a professional home for decisions, documents, responsibilities, and support.
Create better-timed conversations
Recognize when a participant may need guidance beyond the plan.
Grow without building everything yourself
Use Navigate 401K’s retirement-plan specialization, affiliation infrastructure, and participant-service pathways.
For affiliates
The software is the interface.
The Navigate platform is the advantage.
(k)artographer is available to affiliated Navigate 401K advisors. Affiliation brings access to a broader retirement-plan operating platform, and (k)artographer is how affiliated advisors work inside it.
- Retirement-plan specialization
- Operational support
- Investment and fiduciary infrastructure
- Sponsor-service workflows
- Participant engagement
- TrailGuide access
- Wealth-partner pathways
- A platform designed around the retirement-plan advisor
